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Fintech App Development Company

Financial services work best when they feel invisible—secure, fast, and easy to use. That’s what we build at API DOTS.

We create digital solutions that simplify the complex, helping you deliver smooth, reliable fintech experiences without the friction. Whether you’re building from the ground up, evolving existing systems, or layering in new features, we bring the tech expertise and industry insight to make it happen.

Every product we develop is designed to support your goals and feel effortless for the people who use it.

Our Fintech App Development Services

Digital Banking Apps

Give your customers full control of their finances—right from their phone. We build secure and intuitive mobile banking experiences with real-time balance updates, transaction histories, fund transfers, biometric logins, and more.

Payment App Development

Simplify transactions with fast, secure, and scalable payment platforms. Whether you’re enabling P2P payments, merchant transactions, or subscription models, we ensure PCI-DSS compliance and seamless payment experiences.

Digital Wallet Development

Want to let users store money, pay bills, and shop on the go? We design feature-rich digital wallets with QR-based payments, loyalty programs, in-app purchases, and currency conversions.

Lending & Loan Apps

Automate and digitize the lending lifecycle—from application and credit scoring to approvals and repayments. Our lending apps reduce manual processing time and increase loan accessibility for your users.

Investment & Wealth Tech

Bring robo-advisors, real-time stock tracking, and smart portfolio management to your users’ fingertips. We develop apps that help users make confident, data-driven investment decisions.

Insurance Technology (InsurTech)

Let your customers compare policies, apply for coverage, and file claims from their phone. We build modern insurance apps that simplify processes and improve customer satisfaction.

Build Fintech Products That Win Trust, Users & Growth

The fintech world moves fast—and so do we. From mobile wallets and banking apps to AI-powered investment platforms, API DOTS helps businesses across the financial spectrum launch products that are innovative, compliant, and built for real-world users.

We don’t just write code—we understand finance, human behavior, and digital security. We listen to your goals, analyze your audience, and then build you a product that’s not just functional, but truly impactful.

Why Choose API DOTS for Fintech App Development?

From digital wallets to payment gateways, we craft secure and scalable fintech apps tailored to your business needs. Our solutions blend innovation with compliance to deliver seamless financial experiences.

Team collaborating during agile planning meeting

At API DOTS, we don’t just build software—we understand the financial ecosystem inside and out. From regulatory compliance and risk management to customer experience and digital transformation, our team combines real-world finance knowledge with advanced technical skill. The result? Solutions that meet industry standards and user expectations—without compromise.

We Turn Technology Into Business Breakthroughs

Schedule a Free Strategy Session With Our Team Today

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    Technologies & Tools We Use

    We combine powerful frameworks and trusted tech to build robust fintech solutions:

    Frontend Development

    We use modern frameworks like React, Angular, and Vue.js to build fast, responsive, and user-friendly interfaces for fintech applications. These tools help create smooth, secure experiences across web platforms.

    Backend Technologies

    Our backend stack includes Node.js, Python (Django/Flask), Java, and .NET Core—ideal for building secure, scalable systems that handle complex financial logic, integrations, and real-time operations.

    Mobile App Development

    Using React Native, Flutter, Kotlin, and Swift, we deliver high-performance mobile apps for both Android and iOS. These tools allow for faster development without sacrificing native quality or user experience.

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    Cloud Platforms

    We deploy on AWS, Azure, and Google Cloud to ensure your fintech product is secure, scalable, and always available. Our cloud-native approach supports rapid growth and efficient resource management.

    Security & Compliance

    We integrate essential security standards like OAuth 2.0 and AES encryption, and ensure compliance with GDPR, PCI-DSS, and other financial regulations—keeping your data and users protected at all times.

    Payments & Blockchain

    We integrate with leading payment APIs such as Stripe, PayPal, Razorpay, and Braintree. For crypto and DeFi apps, we work with Ethereum and Hyperledger to enable secure blockchain functionality.

    Celebrating Stories From People Who Power Our Success

    Employee experiences reflect the strength of our culture. Their voices showcase motivation, trust, and connections that help us create a vibrant, supportive work environment.

    “The supportive culture here has allowed me to balance personal commitments with professional goals, giving me the energy and motivation to consistently deliver my best work.”
    Sumit Kumar
    Davinder Singh
    Frontend Developer
    “Collaboration feels natural because leadership encourages open communication. I’ve built meaningful relationships with colleagues that go far beyond the usual workplace interactions.”
    Rabban Ahmed
    Mohsin Khan
    Project Manager
    “The vibrant environment blends professionalism with fun. Team activities and celebrations make each milestone memorable while still keeping our focus firmly on growth and innovation.”
    Shagun Dubey
    Shagun Dubey
    Web Developer

    Got Questions? We’ve Got Answers

    Find clear answers to the most common questions about our services, process, and policies. If you can’t find the answer you’re looking for, simply click the button below to contact us directly anytime.

    A fintech app helps users manage money digitally, such as payments, banking, loans, or investments.

    Most fintech apps take 3 to 6 months, depending on features and security needs.

    Yes. Fintech apps use encryption, secure APIs, and compliance standards to protect user data.

    Login security, payments, transaction history, notifications, and data protection are key features.

    Yes. Fintech apps easily integrate with banks, wallets, and third-party APIs.

    API DOTS builds secure, scalable, and user-friendly fintech apps tailored to business needs.